Suite 701, 7/F Connaught Commercial Building185 Wanchai Road, Wanchai, Hong Kong
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Talk to Us About Your Needs
We learn about your requirements and budget so we can help choose the best plan for you.
Compare and Discuss Your Options
We show you you the most suitable insurance plans side-by-side for clear and easy comparison.
We Get You Insured, Quick and Easy
If you like our plan, we can complete your application process with minimal fuss.
Learn What Can We Cover You For
Ensure you get the right cover for your circumstances
Basic Coverage.
Whether for Medical, Life, Home and Valuable or other, our policies start with everything you expect. Hospital cover for health, basic contents cover for home. Everything you would expect. Feel free to keep it simple.
Extended Coverage.
This cover can be extended, for an additional premium, whether you desire private room coverage in private hospitals, coverage for specific valuables in your house, or a specific life insurance value.
The Extras You May Want.
For your valuables, you may want coverage outside the home, or coverage for loss or accidental damage. For your health, you may want to add  visits to your doctor, medicines, drugs and tests, and maternity
Worldwide Cover.
Whether for Life, Medical or Home and Valuables insurance, we can arrange cover both inside and outside Hong Kong.Â
The Brands You Trust
We Work With All The Recognised Names and Many More
We’ll help you get started.
Our experienced advisers will use their expertise and knowledge to make the task so much easier for you. Our advice is free and without obligation, and we will meet with you to explain your options and our recommendations.
There are many things to consider.Â
You will need to think about what needs to be cover in your home, outside your home and globally. Each insurance provider has different policies and options. We can help you to compare them and choose what’s best for you.
There are many things to consider.Â
As mentioned, you will need to consider what needs to be cover in your home, outside your home and globally. Each insurance provider has different policies and options. We can help you to compare them and choose what’s best for you.
Customer Testimonials
Here’s what a few of them have to say.
*Note:reviews are real, pics are stock images
The hardest thing about getting insurance away from home is figuring out all the different options. There’s so much to take in! Thanks to Marc at Expat Insurance, for explaining it all in a way that we could easily understand.
Tamhas, lives in Hong Kong with his family
Excellent, excellent, excellent. 5 stars to Expat Insurance Hong Kong … We took out a similar plan with two different insurers and made significant savings on options we had looked at online… Their practice of face-to-face meetings helped immensely, and it is much nicer to meet with friendly, professional, experienced staff than to do it all online at a greater cost!
Linda Budi, Google Review
Excellent, excellent, excellent. 5 stars to Expat Insurance Hong Kong … We took out a similar plan with two different insurers and made significant savings on options we had looked at online… Their practice of face-to-face meetings helped immensely, and it is much nicer to meet with friendly, professional, experienced staff than to do it all online at a greater cost!
Linda Budi, Google Review
We were treated very professionally and everything about their service is excellent… Thoroughly recommend their services.
Allen Miller, Google Review
Getting the Right Insurance is Easy
Just have a chat to us. We’ll help you learn what’s what
1. Get in touch with Expat Insurance Today
Arranging the right insurance for yourself and your family can be complicated.
2. Talk with us about your situation and needs
Our experienced advisers will use their expertise and knowledge to make it so much easier for you.
3. We'll help you understand your options
Our advice is free and without obligation, and we will meet with you to explain your options.
Home & Valuables FAQs
Have more questions? Get in touch today. We’d love to help explain.
How much should I expect my premiums to be?
If you are looking for Home Insurance, Contents and Valuables Insurance is ideal for expatriates renting a home in Hong Kong. Expat Insurance offers a range of Contents and Valuables insurance with premium levels between HKD$2,200 and HKD$16,000. Our priority is to provide you with the best value-for-money Home Insurance that meets your individual coverage needs.
Will my valuables be covered outside of Hong Kong?
We can also arrange Home Insurance on a worldwide, all risks basis which ensures your jewellery, cameras, golf clubs and other valuable items are covered when you take them outside the home or overseas on holiday.
How do I ensure I get the right coverage?
The benefits highlighted above are not found in every Home Insurance policy, so we start by understanding your needs and concerns before offering product options. Once we understand your needs, we provide coverage and price comparisons.
Can I get cover for specific valuable items?
Home Insurance for your diamond engagement ring, watches, oriental rugs, fine art, sporting equipment, cameras and computers can all be arranged on an agreed value basis. This means, if you insure an item for HKD$60,000 and experience a loss, you receive a cheque for HKD$60,000.
Would I still be covered if a valuable item just gets lost?
Although most Home Insurance policies cover theft, few cover unexplained loss and mysterious disappearance. We can help to to arrange coverage which ensures your valuables are protected if they simply go missing or are inadvertently misplaced.
How much will your insurance advisory service cost me?
We are compensated by the insurance companies directly, so the benefit of coverage reviews and advice we offer you is free. The premiums we quote are the same as those offered by Insurance Companies to direct buyers, which means we offer the lowest rates. In addition our strong relationship with insurers often means we can negotiate better terms and conditions for your Home Contents and Valuables Insurance.
Medical Insurance FAQs
Can i get coverage in more than one country?
What happens to my policy if I leave Hong Kong?
All of the plans we chat to you about are globally portable. This means that you and your family may take your medical insurance plans with you to your next destination.
What’s more, if you move away from Hong Kong or China then your premiums will very likely drop.
This is because the cost of medical care in China is expensive compared to other parts of the world.
How do I make sure I am covered for ...?
All of the insurers we work with automatically offer Hospital and Surgery coverage on their plans.
You may also want to add Out-Patient benefits, which allows you full coverage for visits to your doctor or specialist. It also covers medicines, drugs and tests such as MRI, PET and CAT scans.
Maternity benefits are also an attractive option for young couples. Insurers will offer a Maternity Budget which covers pre-natal care, the delivery of your child, and post-natal care too. Expat Insurance will work with you to ensure you get the best possible cover to meet your maternity requirements.
Another popular option is to add Dental Benefits to your medical insurance plan. This allows you to obtain Routine Dental benefits such as check-up, cleaning and polishing, fillings and x-rays. More challenging dental work is covered by Complex Dental benefits which cover crowns, bridges, dentures and root canal treatment.
Wellness benefits are another attractive feature on medical insurance plans. Wellness typically covers the category of care which includes vaccinations, eye tests and optical benefits. And, of course, Wellness provides cover for an annual health check, to help put your mind at ease.
Will I still be able to renew my policy if ... ?
Guaranteed Renewability is a consistent feature of all our medical insurance providers.
This feature allows you and your family to renew your plan each year for the rest of your lives.
Details are important. We can explain everything you need to know to make sure you make the right choice. Talk to us.
Our advice is free and without obligation. We will meet with you to explain your options and our recommendations.
Phone: +852 3563 9771
Address: Suite 701, 7/F Connaught Commercial Building, 185 Wanchai Road, Wanchai, Hong Kong
Copyright © 2015 Expat Insurance. All rights reserved.
