Phone: +852 3563 9771
Suite 701, 7/F Connaught Commercial Building185 Wanchai Road, Wanchai, Hong Kong
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Talk to Us About Your Needs
We learn about your requirements and budget so we can help choose the best plan for you.
Compare and Discuss Your Options
We show you you the most suitable insurance plans side-by-side for clear and easy comparison.
We Get You Insured, Quick and Easy
If you like our plan, we can complete your application process with minimal fuss.
The Five Key Areas You Must Consider
Ensure you get the right maternity insurance cover for your circumstances
Waiting Period
You cannot be pregnant and request maternity cover for your unborn child. You must go through a Waiting Period. This will typically be 10 or 12 months after applying for your maternity insurance.
Maternity Budget
Each insurer will determine its own Maternity Budget. This amount will be used towards your maternity costs. You need to know what it covers, because all insurers have different criteria.
Baby Delivery
Each insurer will have different rules for how your baby is born. Normal delivery will be covered by all plans, but not all insurers will allow elective c-section delivery.
New-born Care
The next criteria to consider is how much of your baby’s own costs are met by the insurer? For example, will your baby’s hospital care and treatment, including their paediatrician, be covered?
Coverage After the Birth.
The final consideration in your selection for a maternity insurance is the ongoing, post-natal medical coverage for your new-born child. Some insurers will automatically insure your new-born baby from birth, irrespective of your baby’s health. Other insurers will only consider insuring your new-born baby after completing a medical questionnaire. They may place exclusions on some active health conditions.
Yes, That’s a Lot to Think About!
That’s why we’re here. We know Hong Kong Insurance.
Let us help you get started.
Expat Insurance can do all the hard work for you! Our experienced advisers will use their expertise and knowledge to make the task so much easier for you. Our advice is free and without obligation, and we will meet with you to explain your options and our recommendations.
Make sure you make right choices.
Expat Insurance can advise you which maternity benefits plan is best suited to your budget, circumstances, and requirements. When choosing the best plan for yourself, there are 5 key things to consider.
Make sure you make right choices.
Expat Insurance can advise you which maternity benefits plan is best suited to your budget, circumstances, and requirements. When choosing the best plan for yourself, there are 5 key things to consider.
Customer Testimonials
Here’s what a few of our customers think.
The hardest thing about getting insurance away from home is figuring out all the different options. There’s so much to take in! Thanks to Marc at Expat Insurance, for explaining it all in a way that we could easily understand.
Tamhas, lives in Hong Kong with his family
Excellent, excellent, excellent. 5 stars to Expat Insurance Hong Kong. My husband and I bought medical insurance top-up plans to work in tandem with our employer scheme. We took out a similar plan with two different insurers and made significant savings on options we had looked at online. Plus, we also got dental coverage! Their practice of face-to-face meetings helped immensely, and it is much nicer to meet with friendly, professional, experienced staff than to do it all online at a greater cost!
Linda Budi, Google Review
Excellent, excellent, excellent. 5 stars to Expat Insurance Hong Kong. My husband and I bought medical insurance top-up plans to work in tandem with our employer scheme. We took out a similar plan with two different insurers and made significant savings on options we had looked at online. Plus, we also got dental coverage! Their practice of face-to-face meetings helped immensely, and it is much nicer to meet with friendly, professional, experienced staff than to do it all online at a greater cost!
Linda Budi, Google Review
My wife and I took out comprehensive medical insurance with Expat, including maternity cover. We were treated very professionally and everything about their service is excellent. Our broker met us as well when my wife became pregnant to run through a variety of options. Thoroughly recommend their services, and we are now preparing for our son’s birth. All good.
Allen Miller, Google Review
*Note:reviews are real, pics are stock images
We Work With All The Recognised Names and Many More
Getting the Right Maternity Insurance is Easy
Just have a chat to us. We’ll help you learn what’s what, and choose what you need
1. Get in touch with Expat Insurance Today
Arranging the right medical insurance for yourself and your family can be complicated.
2. Talk with us about your situation and needs
Our experienced advisers will use their expertise and knowledge to make it so much easier for you.
3. We'll help you understand your options
Our advice is free and without obligation, and we will meet with you to explain your options.
Frequently asked questions from our customers
Have more questions? Get in touch today. We’d love to help explain.
What is the waiting period for Maternity Insurance?
You cannot be pregnant and request maternity cover for your unborn child. You must go through a Waiting Period. This will typically be 10 or 12 months after applying for your maternity insurance. Once the waiting period has expired, you will then be able to use the maternity budget for your pregnancy.
What will my maternity budget be?
Each insurer will determine its own Maternity Budget. This amount will be used towards your maternity costs. You need to know what it covers, because all insurers have different criteria. You should consider pre-natal costs, delivery costs, new born care costs, post-natal costs and complication costs for the mother. Expat Insurance can talk to you about your best options and coverage levels.
Will I be covered for C-Section?
Each insurer will have different rules for how your baby is born. Normal delivery will be covered by all plans, but not all insurers will allow elective c-section delivery. If you have to give birth by emergency c-section then most insurers will increase their maternity budget. Assisted pregnancies such as IVF Treatment may have many conditions attached to the insurance plan.
Will I be covered for the care of the baby?
You will need to consider is how much of your baby’s own costs are met by the insurer. For example, will your baby’s hospital care and treatment, including their paediatrician, be covered? Each insurer again has a different approach to New-Born Care. Expat Insurance can clarify your best-suited plan and explain its benefits in full.
Will my baby be covered after the birth procedure?
The final consideration in your selection for a maternity insurance is the ongoing, post-natal medical coverage for your new-born child. Some insurers will automatically insure your new-born baby from birth, irrespective of your baby’s health. Other insurers will only consider insuring your new-born baby after completing a medical questionnaire. They may place exclusions on some active health conditions.
Details are important. We can explain everything you need to know to make sure you make the right choice. Talk to us.
Our advice is free and without obligation. We will meet with you to explain your options and our recommendations.
Phone: +852 3563 9771
Address: Suite 701, 7/F Connaught Commercial Building, 185 Wanchai Road, Wanchai, Hong Kong
Address: Suite 701, 7/F Connaught Commercial Building, 185 Wanchai Road, Wanchai, Hong Kong
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