Top-Up Coverage

It’s not uncommon for expats in Hong Kong to feel they are under-protected when it comes to medical insurance.  Healthcare plans provided by employers often have low limits that can leave you financially exposed to large hospital bills should you have an accident or illness.

Top-up coverage is designed to offer additional protection on an individual or family basis.  Top-up plans work by increasing your accident, annual and lifetime limits.

We offer insurance options to extend your coverage so the bill does not fall to you for payment.

Highlights Include:

  • Comprehensive Medical Protection
  • Hospital & Surgical Coverage
  • Worldwide Benefits
  • Value-for-Money Coverage
hong kong health insurance

* Important Note: The contents of this website are not a contract of insurance. The exact terms, conditions & exclusions of insurance are specified in the policy contract.

Do You Know What You're Covered For?

We can explain Hong Kong insurance clearly, to make sure you get the protection you need


We are here to answer all of your questions re insurance. Read FAQ

About Us

Find out more about how our expat advisors can help you

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We’d love to know your needs and discuss how we can help you.

Hong Kong Expat Insurance Phone +852 3563 9771
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