Hong Kong Insurance Made Easy for You

Living and working in Hong Kong brings incredible opportunities — but there are unique risks.  Every business needs insurance for their assets and employees, and everyone needs medical insurance.  Business insurance policies are complex and you need to know what cover you need and how it covers you.  Medical treatment costs are high, and Medical insurance policies are not all the same.  Choosing the wrong policy can leave you financially exposed when you need help most. 
Talk to Expat Insurance today, let us get you the cover you need.

Years Experience
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About Expat Insurance Hong Kong

Protecting Businesses, Expats and Families

Since 2009, Expat Insurance has helped businesses, individuals and families, secure reliable Business, Medical and Life insurance protection with confidence and clarity.

We compare options from 30+ trusted insurers, translate complex policy terms, and ensure you always have the coverage and support you deserve.

We stand by your side to make sure that if something goes wrong, expert help is immediately available, rather than scrambling for solutions during a crisis.

5
Based on 18 reviews
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I have only good things to say about Expat Insurance. Insurance is the one thing I buy hoping to never use, but, a Pit Bull experience in Thailand made me thankful of the good policy I bought from Expat Insurance. Hospital costs and new flights were 100% covered but most useful was the ongoing help I received from my agent, Carl. Thank you!
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Brian Avatar
Brian
11 Nov 2025
I have always found Expat Insurance Brokers to be very responsive and also to work in the interests of their client. They have proposed changes of provider and been creative in dealing with problems.
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Steve Avatar
Steve
18 Oct 2025
Andrew always answer my queries with detailed explanations and clarity. He has looked after my insurance needs for over 20 years and I am totally happy with his excellent service.
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Belinda Avatar
Belinda
14 Oct 2025
Why Choose Us

Trusted Insurance Experts in Hong Kong

Insurance in Hong Kong can be complex. We simplify that process — helping you understand your options, avoid costly mistakes, and secure protection that genuinely fits your needs.

An Independent Broker

We do not represent any insurance company. We compare across the market, finding the right solution for you.

Personal Advocacy

From applications to claims, we liaise with insurers on your behalf and fight to get you the best outcome.

Trusted by Clients & Businesses

Our advisors have decades of experience helping individuals, families, and companies Hong Kong insurance.

No additional Cost to you

We are compensated by the insurer. If you go direct to the insurer you would pay the same premium, without receiving our independent and professional advice.

Expat Insurance Offers the Whole Range

Our advice is 100% independent.  We compare policies and plans across 30+ trusted global insurance providers to find your perfect fit.

We Ensure Professional Insurance Services

Need Other Insurance Products?

Medical Insurance

Comprehensive plans with International cover for businesses, individuals and families — from hospital and surgical care to maternity, wellness checks, outpatient and dental protection.

Corporate / Group

Providing flexible Group Medical and Life plans helping promote employee well-being for long-term business success, and an increased employee retention for your business.

Business Insurance

Protecting company losses from damage to contents, property and stock, income loss, public liability, Employees' Compensation — ensuring stability and business resilience.

Property Insurance

Safeguarding your home and valuables from fire, theft, typhoons, storms, water and flood damage, accidental damage, public liability etc, keeping your property secure for your peace of mind.

Life Insurance

Financial security for your family and your peace of mind. Helping them stay stable, covering debts, mortgages, child education planning etc. Avoid any additional stress if the unexpected occurs.

Contact one of our advisors To Get A Quote

Don’t leave your financial future to chance. Whether you’re a business, individual, or a family, we’ll help you compare, choose, and secure the insurance that protects you best.

How We Work

Trusted Guidance. Proven Protection.

At Expat Insurance, we believe insurance should be straightforward, stress-free, and tailored to you. Here’s how it works:

Talk to Us About Your Needs

We take the time to listen and understand your situation, priorities, and budget.

Compare & Discuss Your Options

We present the top three or four policies that best fit your needs, side-by-side.

Get Covered Quickly & Easily

We help with the paperwork and liaise with insurers on your behalf, so you can get protected without the hassle.

Ongoing Support

If, and when it’s time to claim, simply renewing, or adjusting your coverage, we’re always there to help and advise.

Meet Our Agents

Professional & Reliable

At Expat Insurance Hong Kong, our experienced advisors and licensed brokers provide honest advice, personalized support, and reliable protection for every stage of your life and business.

Testimonials

What Clients Say About Expat Insurance

At Expat Insurance, we take every client’s experience seriously. We invite you to read genuine reviews from individuals, families, and businesses who have trusted us for their insurance needs. See why our clients continue to rely on our professional guidance and personalized support.

Protect What Matters With Confidence

Don’t wait until an emergency strikes to realise your coverage isn’t sufficient. With expert and professional guidance from Expat Insurance, you can be certain that your business, health, home, and future are fully protected.

Blog & News Update

Get the Best Medical Insurance in Hong Kong

Get the Best Medical Insurance in Hong Kong

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Avoiding the Problem of Group Insurance Gaps

Avoiding the Problem of Group Insurance Gaps

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Why Your Home Insurance Fails Your Valuables

Why Your Home Insurance Fails Your Valuables

I ask every client the same two questions when they…

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