Valuables Insurance in Hong Kong: Watches, Art and Specified Items
The contents of most Hong Kong flats are worth less than the four or five things in them that nobody has thought about. A watch bought in a good year, a piece of jewellery inherited,[11] a painting picked up on a posting somewhere, an instrument. Individually they feel like objects rather than assets. Collectively they […]
Engagement Ring Insurance in Hong Kong: Cover That Actually Pays
Nobody buys a ring thinking about insurance,[11] and there is no reason they should. The problem arrives about four months later, when it comes off in a hotel bathroom in Bangkok and does not come back. Most people assume they are covered, because most people have a home contents policy and a ring lives at […]
Wedding Ring Insurance in Hong Kong: 5 Things You Need to Know About Costs
I hear the same assumption almost weekly. Clients walk into my office convinced that standalone wedding ring insurance is the only proper way to protect their wedding ring. This is not true about 80%…
Why Your Engagement Ring Might Already Be Insured (And You Don’t Know It)
I’ve had this conversation dozens of times.A client gets engaged. The ring cost HK$20,000 or more. They want to protect it. They search “engagement ring insurance Hong Kong” and assume they need a…
Engagement Ring Insurance in Hong Kong — Cost Guide
I hear the same assumption almost weekly. Clients walk into my office convinced that standalone engagement ring insurance is the only proper way to protect their engagement ring. This is not true…
Why Vintage Hong Kong Flats Leave Valuables Unprotected
I’ve seen this scenario play out dozens of times.An expatriate signs a lease for a characterful pre-1970s flat in Mid-Levels or Sheung Wan. The property has been beautifully renovated—marble…
Why Every Hong Kong Resident Needs Home Contents Insurance
I meet people every week who tell me they don’t need Hong Kong home insurance. They’re renting. They don’t own much. The premiums feel like money down the drain.Then I ask them a simple question:…
Why Your Home Insurance Fails on Valuables in HK
I ask every client the same two questions when they mention home contents insurance.What’s the total value of your jewellery collection? And what are your most valuable individual pieces worth?The…
